📊
All-in-one dashboard
See income vs. expense, this month’s balance and your overall outstanding at a glance. Switch between daily, weekly and monthly views.
Free on Google Play · 50K+ downloads
Every rupee,
Every rupee,
accounted for.
हर खर्चा, एक जगह।
My Kharcha is the simple expense tracker & budget planner that shows where your money goes — daily kharcha, income, udhari and beautiful reports, all in one pocket notebook.
- 4.2★790+ reviews
- 50K+Downloads
- 16Currencies
- 3Languages
Salary credited₹ 45,000
Monthly reportReady to share
Spent 12% less than last month
10:59● ● ▮ 84%
👤 Personal ▾
Total Balance
Income ＋₹ 0
Expense −₹ 0
Balance ＝₹ 0
Recent
- 🍔Fast FoodUPI− ₹ 180
- 🛒GroceryCash− ₹ 1,240
- ⛽FuelCredit card− ₹ 900
- 💼SalaryNet banking+ ₹ 45,000
- 🏠RentCheque− ₹ 12,000
Daily expense tracker✦
Udhari book✦
Budget planner✦
Credit–debit logger✦
Kharcha book✦
Personal finance manager✦
Ledger for shopkeepers✦
Money saving app✦
Daily expense tracker✦
Udhari book✦
Budget planner✦
Credit–debit logger✦
Kharcha book✦
Personal finance manager✦
Ledger for shopkeepers✦
Money saving app✦
Features
Everything your money needs. Nothing it doesn’t.
Built for real, everyday kharcha — from a ₹20 chai to monthly rent — without spreadsheets or stress.
Lend & borrow (Udhari)
Record money given and taken, send SMS reminders to friends and see the full payment history.
PDF & Excel reports
Generate detailed reports for any date range and share them in a tap.
Every payment mode
CashUPICredit cardChequeNet banking
Multiple accounts
Keep Personal, Family, Business or Shop separate — each with its own income and expenses.
Add in a few taps
Amount, category, done. Logging a kharcha is faster than finding change.
Smart categories
🍔 Food🛒 Grocery⛽ Fuel💊 Medical🏠 Rent🛍️ Shopping
Your language
Englishहिन्दीमराठी
Secure backup
Your data is backed up safely and restores easily when you switch phones.
How it works
Three steps to a calmer wallet.
-
01
Log as you go
Add expenses and income the moment they happen — pick a category and payment mode.
-
02
See the pattern
Colourful charts show spending vs. income by day, week and month so leaks stand out.
-
03
Save more
Use the daily, weekly and monthly budget planner to cut unnecessary kharcha and grow savings.
Inside the app
Take a look around.
Swipe through the actual app screens.
Try it here
Feel how quick it is.
Add a few kharchas below — this little demo works just like the app’s quick-add. Nothing is saved; it’s just for fun.
Income₹ 0
Expense₹ 0
Balance₹ 0
Add your first entry to see the magic ✨
Made for everyone
One notebook, many uses.
💼
Employees
Track salary, bills and monthly savings goals.
🎓
Students
Keep pocket money and hostel kharcha under control.
🏪
Shopkeepers
A digital udhari book & ledger for customers.
🏡
Families
Organise household and family expenses with confidence.
16 currencies supported — use it anywhere in the world
₹ INR$ USD€ EUR¥ JPY£ GBPA$ AUD
C$ CADCHFS$ SGDB$ BNDAEDNZ$ NZD
₨ PKR৳ BDTR$ BRL₱ PHP
Is My Kharcha free?
Yes — My Kharcha is free to download on Google Play.
Can I use it as an udhari (lend/borrow) book?
Absolutely. Record money given to and taken from friends or customers, view payment history and send SMS reminders for faster payments.
Which languages are supported?
You can use the app in English, Hindi (हिन्दी) or Marathi (मराठी).
Can I export my data?
Yes. Generate PDF and Excel reports for any date range, and use the built-in backup to restore your data on a new phone.
Can I keep business and personal expenses separate?
Create multiple accounts — like Personal, Family or Shop — and each keeps its own income, expenses and balance.
Start tracking your kharcha today.
Join 50,000+ people who know exactly where their money goes.
GET IT ONGoogle Play